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You might be noticing you are getting older. If you are lucky enough to still have your parents they are also aging. While you have time to plan in advance for the financial costs and burdens of aging your parents may not have done so. How can you help them as they start slowing down without it seeming you are now controlling their lives?

These things might seem simple but they can be very helpful and help them feel better about their situation and give you peace-of-mind.

Click -Read this article by Diane Franklin in New York Magazine

Now ask yourself the question what have you done differently than Mom and Dad? Sure, you might be saving money in your 401(k) IRA or 403(b). Perhaps you have thought about moving elsewhere once you retire. How you will address the physical, emotional and financial burdens Long-Term Care will have on you and your family?

With aging comes long-term care. Like it or not, Long-Term Care will impact you, your family, your savings and your lifestyle. Affordable LTC insurance will address these concerns and allow your children to be family and not have to place 100% of the burden on their shoulders down the road. The consequences of a parent’s long-term care usually falls on a daughter or daughter-in-law. It is hard to be a caregiver and still have your own family and career.